Contribution rate

With the introduction of the health fund the general contribution rate of 14.9 % applies since July 1st, 2009.

General 15,50% *
for members, who are entitled to employee leave benefits for at least 6 weeks in case of inability to work  
Reduced 14,90%
for members without entitlement to emplyee leave benefits  
Nursing care insurance 1,95 %
(defined by law)  
Nursing care insurance for childless members 2,20 %
(1,95 % + 0,25 %)  

*The genaral contribution rate does also apply for pensioners.

The gross income is the basis for the calculation of the individual contribution amount for the health insurance which is taken into account up to the statutory contributional threshold (gross income for voluntary insured members).

The monthly contributional threshold is 3,750.00 EUR. 

For employees, the employer pays 50% of the amount – excluded are the additional contribution and thecharge of 0.25 % to the nursing care insurance for childless insured members.

For self-employed people the minimum assessment basis amounts to: 

2009                        2010
1890.00 Euro           1916.25 Euro

The contribution reduction or the drawing of grants for business set-ups for self-employed people amounts to:

2009                        2010
1,260.00 Euro           1,277.50 Euro